About OpenMortgages.today
Free mortgage education for everyone
Our Mission
OpenMortgages.today exists to demystify the home buying process. We believe everyone deserves access to clear, accurate mortgage information—without hidden agendas, confusing jargon, or sales pressure.
Whether you're a first-time buyer trying to understand what you can afford, or simply want to stay informed about mortgage rate trends, we're here to help you make confident decisions.
What We Offer
- Current Mortgage Rates — Weekly data from Freddie Mac's Primary Mortgage Market Survey
- Educational Guides — In-depth articles on home buying decisions and mortgage concepts
- Interactive Tools — Calculators to help you understand affordability and costs
- No Paywalls — Everything is free and accessible
Educational Disclaimer
This website is for educational and informational purposes only. The content provided does not constitute financial, legal, or professional advice.
Mortgage rates, housing prices, and lending requirements vary by location, lender, and individual circumstances. Always consult with qualified professionals—licensed mortgage lenders, financial advisors, and real estate attorneys—before making home buying decisions.
We strive for accuracy, but market conditions change rapidly. Verify all information with official sources before taking action.
Your Privacy
We respect your privacy and keep things simple:
- No personal data collection — We don't ask for your email, name, or any personal information
- No tracking cookies — We don't use analytics or advertising trackers
- No accounts required — All content is freely accessible without sign-up
- No data selling — We have no data to sell because we don't collect any
Your calculator inputs stay in your browser and are never sent to our servers.
Our Sources
We rely on authoritative, publicly available data sources:
- Freddie Mac PMMS — Primary source for mortgage rate data
- Federal Reserve — Monetary policy and economic data
- CFPB — Consumer protection guidance
- National Association of Realtors — Housing market statistics
External links are provided for reference. We are not affiliated with and do not endorse any third-party organizations.
Questions or Feedback?
We're always looking to improve. If you spot an error or have a suggestion, we'd love to hear from you.